Advance Capital Advisors Since 2015

Secure Your Business Term Loan Today

Fast Approvals, Competitive Rates, and Flexible Terms to Help You Grow Access the capital you need to expand, invest, or stabilize—without the long wait or hidden fees.
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4500+ Satisfied Clients

How to Qualify and Apply for a
Business Term Loan with Confidence

1

Apply Online

Start your funding journey with a quick and easy online application. No lengthy paperwork—just a simple form to get you on the fast track to the capital your business needs.

2

Compare Approvals

Explore tailored funding offers designed around your business needs. We’ll present multiple options with clear terms—so you can confidently compare, choose, and move forward with the solution that fits best.

3

Receive Funding

Secure your capital quickly and confidently. Once you select your offer, funds are processed fast—often within 24 hours—so your business gets the support it needs without delay or hassle.

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A Smarter Way to Secure Business Term Financing

Flexible Loans That Keep Up With Your Business

Whether you’re expanding, purchasing new equipment, or managing unexpected expenses, securing funding can be tough when traditional lenders don’t fully grasp your business needs.

We look past the paperwork and understand the urgency you face. Our Business Term Loans are designed to be fast, transparent, and hassle-free. We value the hard work you put into your business, which is why our process is simple—so you can concentrate on growing without financial delays.

Partner with us, and you’ll have a team that’s just as committed to your success as you are. Together, we’ll overcome financial challenges and provide the support your business deserves, exactly when you need it.

Your Trusted Financial Support

Flexible Short-Term Business Loans

When traditional banks don’t align with your immediate needs, it can feel like a roadblock. We recognize that every loan application reflects your drive and determination.

Our short-term loans come with fixed monthly payments and no penalties for early repayment, giving you the flexibility to fuel your business goals—whether it’s managing cash flow, buying new equipment, or covering day-to-day expenses.

Applying is simple and won’t affect your credit score, and timely repayments can even boost your business credit. We’re more than lenders — we’re your partners in growth.

Together, we’ll overcome financial challenges and make sure you have the support you need exactly when you need it

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Tailored Term Loans for
Sustainable Business Growth

Scaling a business shouldn’t feel like a solo mission. Our fixed-rate business term loans bring stability to your financial planning
perfect for companies seeking predictable payments and long-term momentum without the risks of variable rates.

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Consistent Monthly Payments

Keep your budget in check with set monthly installments that simplify your financial roadmap. Whether you’re laying the groundwork or expanding operations, our terms align with your pace of growth.

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Guidance from Experienced Advisors

Work directly with funding professionals who understand your challenges and goals. We help you navigate the process with clarity and recommend options that support your vision for expansion.

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Clear, Simple Qualifications

We make applying fast and transparent. Businesses generating at least $400,000 annually with a credit score of 550 or higher can qualify through our streamlined online application—no guesswork, just straightforward access to funding.

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Frequently Asked Questions

Answers to common questions about our funding process.

We offer a variety of funding options including working capital, equipment financing, expansion loans, and more—tailored to your business needs.

Most businesses receive funds within 24 to 48 hours after approval, depending on the type of financing and required documentation.

No—checking your offer won’t impact your credit score. A soft pull is used during the initial application.

Typically, we look for 6+ months in business, $10K+ in monthly revenue, and a credit score of 550 or higher—but we review each application individually.

Secure Your Business Term Loan Today

Get Funded In Just A Few Simple Steps

How much does your business need?

If you are unsure, 10% of annual revenue is a good place to start :

What do you need funds for?

Knowing your goal helps us match you with the right funding options :

About how long do you need funds?

Whether it’s short-term help or a longer boost, we’ve got options. :

What is your annual revenue?

If you aren’t sure of the exact number, your best guess is fine!

How long have you been in business?

This helps us understand what stage your business is in

What is your credit score?

A ballpark estimate is okay—this helps us tailor the right offer