Privacy Policy

This Privacy Policy applies to Advance Capital Advisors LLC and its affiliates (“Advance Capital Advisors,” “we,” “our,” or “us”). We are committed to protecting the privacy of clients, customers, and users of our website and services (collectively, “you” or “Users”).

This policy outlines how we collect, use, share, and protect personal information when you use our websites, mobile applications, or apply for our financial products and services (collectively, the “Services”).

1. Information We Collect

We collect the following types of information depending on your interaction with us:

Personal Information (PI):
Information that identifies or could be used to identify you, such as your name, email, phone number, address, social security number, credit history, and financial details. We may collect this when you apply for financing or engage with our Services.

Device & Usage Information:
When you access our Website, we may automatically collect data such as IP address, browser type, referring URLs, device identifiers, operating system, usage patterns, and the pages you view.

Cookies & Tracking Technologies:
We use cookies, pixel tags, and similar technologies to improve site functionality, personalize content, and analyze user behavior. You can manage cookie preferences in your browser settings.

2. How We Collect Information

• Directly from you when you fill out forms, create an account, apply for funding, or contact us.
• Automatically, through analytics tools like Google Analytics, which help us understand how our Services are used.
• From third parties, such as funders, advertising networks, or credit bureaus.

3. How We Use Information

We use the information we collect to:

• Provide, operate, and improve our Services
• Process funding applications and communicate with you
• Send transactional updates, marketing emails, and promotional messages (you can opt out)
• Personalize your experience and target advertising
• Comply with legal obligations and prevent fraud

4. Sharing Your Information

We may share your information with:

• Third-party funding partners for financing evaluations and offers
• Technology and marketing vendors who help us operate our business
• Regulatory or legal authorities, if required by law or to protect rights and safety
• Affiliates and subsidiaries, in connection with your application or engagement

We do not sell your personal information.

5. Advertising & Analytics

We work with ad networks (e.g., Google, Facebook) that may use cookies and other technologies to serve you personalized ads across the web. You can manage your ad preferences or opt out via the NAI or DAA websites.

We also use tools like Google Analytics to measure traffic and user behavior. You may opt out of data collection by installing the Google Analytics Opt-Out Browser Add-On.

6. SMS & Email Communications

By providing your phone number or email, you consent to receive messages related to your account, including updates, marketing, and legally required notices. You may opt out by following the instructions provided or by contacting us.

7. Security

We take reasonable technical and organizational measures to protect your information from unauthorized access, alteration, or loss. However, no method of transmission over the internet is 100% secure.

8. Your Privacy Choices

You may:

• Update your account information by logging in
• Unsubscribe from marketing emails using the link provided in the message
• Adjust browser settings to manage cookie preferences
• Contact us to request access, deletion, or correction of your information

We may retain certain information as required by law or for legitimate business purposes.

9. Children’s Privacy

Our Services are not directed to individuals under 18. We do not knowingly collect personal information from children. If we learn that we have, we will delete it promptly.

10. U.S. State Law Disclosures

California Residents:
You have the right to access, delete, and opt out of the sale of your personal information. We do not sell personal information. Please contact us at privacy@advancecapitaladvisors.com for CCPA-related requests.

Florida Residents:
We comply with the Florida Telephone Solicitation Act. All marketing calls follow legal timeframes and identification requirements. You may request to be added to our internal Do-Not-Call list.

11. Data Storage & International Transfers

Your information may be stored and processed in the U.S. or other jurisdictions. By using our Services, you consent to the transfer of your data to countries that may not offer the same level of data protection as your home jurisdiction.

12. Links to Third-Party Websites

Our Website may contain links to other websites or services not operated by us. This Privacy Policy does not apply to those sites. Please review their privacy policies directly.

13. Accessibility

Advance Capital Advisors is committed to ensuring accessibility for all users. If you encounter an issue accessing any content, please contact us at info@advancecapitaladvisors.com and we will provide support or alternative access.

14. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will revise the “Effective Date” and may notify you via email or prominent notice on our website. We encourage you to review this policy regularly.

15. Contact Us

If you have questions or wish to exercise your privacy rights, you may contact us:

Advance Capital Advisors
privacy@advancecapitaladvisors.com