Advance Capital Advisors Since 2015

Flexible Working Capital Loans Designed Around Your Needs

Our Working Capital Loans are built to support your short-term operational needs, like covering payroll, managing inventory, or bridging seasonal gaps. With quick approvals, flexible terms, and no early repayment penalties, we provide the financial boost to keep your business on track.
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4500+ Satisfied Clients

How to Qualify and Apply for a
Working Capital Loans with Confidence

1

Apply Online

Start your funding journey with a quick and easy online application. No lengthy paperwork—just a simple form to get you on the fast track to the capital your business needs.

2

Compare Approvals

Explore tailored funding offers designed around your business needs. We’ll present multiple options with clear terms—so you can confidently compare, choose, and move forward with the solution that fits best.

3

Receive Funding

Secure your capital quickly and confidently. Once you select your offer, funds are processed fast—often within 24 hours—so your business gets the support it needs without delay or hassle.

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Keep Your Business Moving with Confidence

Flexible Loans That Keep Up With Your Business

Running a business comes with daily challenges—and waiting on traditional banks for funding shouldn’t be one of them. We understand that your business needs consistent cash flow to stay agile and responsive.

Our Working Capital Loans are built to support your short-term operational needs, like covering payroll, managing inventory, or bridging seasonal gaps. With quick approvals, flexible terms, and no early repayment penalties, we provide the financial boost to keep your business on track.

The application is simple, has no impact on your credit score, and funding is fast—so you can focus on keeping your business running smoothly.

At Advance Capital Advisors, we’re more than lenders—we’re your financial partners committed to helping you maintain momentum and seize every opportunity as it comes.

Stay Ahead of Business Demands

Fast Access to Funds for Everyday Expenses

Working Capital Loans give you the breathing room to manage daily operations without slowing down. From rent and payroll to inventory and utilities, we help you handle the essentials—so you can focus on growth, not gaps. Every business faces slow periods. Our working capital solutions are designed to carry you through them, with flexible repayment plans and funding that adjusts to your revenue cycle.

Whether it’s a one-time expense or a recurring need, our Working Capital Loans help you stay on top of costs. You get predictable terms, fast approval, and a dedicated advisor to guide the way.

Traditional lenders can be slow to act. We move at your speed—offering fast working capital funding to keep your business operating at full strength, even when cash flow gets tight.

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Tailored Term Loans for
Sustainable Business Growth

Scaling a business shouldn’t feel like a solo mission. Our fixed-rate business term loans bring stability to your financial planning
perfect for companies seeking predictable payments and long-term momentum without the risks of variable rates.

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Consistent Monthly Payments

Keep your budget in check with set monthly installments that simplify your financial roadmap. Whether you’re laying the groundwork or expanding operations, our terms align with your pace of growth.

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Guidance from Experienced Advisors

Work directly with funding professionals who understand your challenges and goals. We help you navigate the process with clarity and recommend options that support your vision for expansion.

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Clear, Simple Qualifications

We make applying fast and transparent. Businesses generating at least $400,000 annually with a credit score of 550 or higher can qualify through our streamlined online application—no guesswork, just straightforward access to funding.

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Frequently Asked Questions

Answers to common questions about our funding process.

We offer a variety of funding options including working capital, equipment financing, expansion loans, and more—tailored to your business needs.

Most businesses receive funds within 24 to 48 hours after approval, depending on the type of financing and required documentation.

No—checking your offer won’t impact your credit score. A soft pull is used during the initial application.

Typically, we look for 6+ months in business, $10K+ in monthly revenue, and a credit score of 550 or higher—but we review each application individually.

Working Capital LoansToday

Get Funded In Just A Few Simple Steps

How much does your business need?

If you are unsure, 10% of annual revenue is a good place to start :

What do you need funds for?

Knowing your goal helps us match you with the right funding options :

About how long do you need funds?

Whether it’s short-term help or a longer boost, we’ve got options. :

What is your annual revenue?

If you aren’t sure of the exact number, your best guess is fine!

How long have you been in business?

This helps us understand what stage your business is in

What is your credit score?

A ballpark estimate is okay—this helps us tailor the right offer