Advance Capital Advisors Since 2015

Flexible Invoice Financing to Keep Your Cash Flowing

Unpaid invoices shouldn't slow your business down. If you're waiting 30, 60, or 90 days for payments, it can stall your momentum. Whether you're covering payroll, managing daily operations, or seizing a new opportunity—you need fast, flexible access to the money you’ve already earned
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4500+ Satisfied Clients

How to Qualify and Apply for a
Invoice / Receivables Financing with Confidence

1

Apply Online

Start your funding journey with a quick and easy online application. No lengthy paperwork—just a simple form to get you on the fast track to the capital your business needs.

2

Compare Approvals

Explore tailored funding offers designed around your business needs. We’ll present multiple options with clear terms—so you can confidently compare, choose, and move forward with the solution that fits best.

3

Receive Funding

Secure your capital quickly and confidently. Once you select your offer, funds are processed fast—often within 24 hours—so your business gets the support it needs without delay or hassle.

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Turn Unpaid Invoices Into Instant Cash Flow

Flexible Loans That Keep Up With Your Business

Invoice / Receivables Financing
Waiting on customer payments? Don’t let unpaid invoices slow your business down. With invoice financing, you can access working capital quickly by leveraging your outstanding receivables—giving you the flexibility to manage operations, payroll, and growth without delays.Get paid now instead of waiting 30, 60, or 90 days. We help you turn pending invoices into immediate capital, so your business keeps moving forward.

No need to chase down payments or stretch your budget thin. Our receivables financing solution lets you maintain steady cash flow while focusing on what matters—running your business.

Submit your unpaid invoices, get approved, and receive a percentage of the invoice value within days. No complicated paperwork. No long waits.

If your business invoices other businesses and struggles with slow-paying clients, invoice financing can be a powerful tool for maintaining financial stability and avoiding cash flow crunches.

Your Partner in Growth

Fuel Your Cash Flow Without the Wait

Running a business means dealing with payment delays, which can hold you back. Whether you’re managing payroll, purchasing inventory, or investing in growth, you need quick access to cash without waiting for invoices to be paid.

At Advance Capital Advisors, we understand that waiting on clients shouldn’t stop your progress. Our Invoice Financing solution lets you turn unpaid invoices into immediate working capital—fast, transparent, and hassle-free.

With us, you’re not just getting funding—you’re gaining a partner dedicated to keeping your business moving forward. Let’s unlock your cash flow together.

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Tailored Term Loans for
Sustainable Business Growth

Scaling a business shouldn’t feel like a solo mission. Our fixed-rate business term loans bring stability to your financial planning
perfect for companies seeking predictable payments and long-term momentum without the risks of variable rates.

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Consistent Monthly Payments

Keep your budget in check with set monthly installments that simplify your financial roadmap. Whether you’re laying the groundwork or expanding operations, our terms align with your pace of growth.

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Guidance from Experienced Advisors

Work directly with funding professionals who understand your challenges and goals. We help you navigate the process with clarity and recommend options that support your vision for expansion.

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Clear, Simple Qualifications

We make applying fast and transparent. Businesses generating at least $400,000 annually with a credit score of 550 or higher can qualify through our streamlined online application—no guesswork, just straightforward access to funding.

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Frequently Asked Questions

Answers to common questions about our funding process.

We offer a variety of funding options including working capital, equipment financing, expansion loans, and more—tailored to your business needs.

Most businesses receive funds within 24 to 48 hours after approval, depending on the type of financing and required documentation.

No—checking your offer won’t impact your credit score. A soft pull is used during the initial application.

Typically, we look for 6+ months in business, $10K+ in monthly revenue, and a credit score of 550 or higher—but we review each application individually.

Get Funded In Just A Few Simple Steps

How much does your business need?

If you are unsure, 10% of annual revenue is a good place to start :

What do you need funds for?

Knowing your goal helps us match you with the right funding options :

About how long do you need funds?

Whether it’s short-term help or a longer boost, we’ve got options. :

What is your annual revenue?

If you aren’t sure of the exact number, your best guess is fine!

How long have you been in business?

This helps us understand what stage your business is in

What is your credit score?

A ballpark estimate is okay—this helps us tailor the right offer