Advance Capital Advisors Since 2015
Flexible Merchant Cash Advances
4500+ Satisfied Clients
How to Qualify and Apply for a
Merchant Cash Advances with Confidence
1
Apply Online
Start your funding journey with a quick and easy online application. No lengthy paperwork—just a simple form to get you on the fast track to the capital your business needs.
2
Compare Approvals
Explore tailored funding offers designed around your business needs. We’ll present multiple options with clear terms—so you can confidently compare, choose, and move forward with the solution that fits best.
3
Receive Funding
Secure your capital quickly and confidently. Once you select your offer, funds are processed fast—often within 24 hours—so your business gets the support it needs without delay or hassle.
Smarter and Faster Business Financing
Merchant Cash Advances That Work With Your Cash Flow
Whether you’re expanding operations, stocking up on inventory, or navigating unexpected expenses, getting quick access to capital can be tough—especially when traditional lenders don’t fully understand your business model.
That’s where our Merchant Cash Advance comes in. We go beyond the paperwork to deliver fast, flexible financing based on your future sales—not your credit score. Our process is streamlined, with no hidden fees or long wait times, so you can get the funding you need without unnecessary delays.
With repayment structured around your daily revenue, you gain the flexibility to grow without the pressure of fixed monthly payments. Partner with us and gain a funding solution that moves at your speed—giving your business the cash flow it needs, exactly when it’s needed.
Flexible Financing Backed by Future Sales
Reliable Merchant Cash Advances to Support Your Business
When traditional banks can’t meet your immediate needs, it can slow your momentum. We understand that every funding request represents your ambition and commitment.
Our Merchant Cash Advance solution offers you access to capital based on future credit card or debit card sales—giving you the flexibility to cover operating costs, invest in growth, or handle unexpected expenses without rigid payment structures.
There are no fixed monthly payments or early payoff penalties. Instead, repayments adjust with your sales volume, so you can breathe easier during slower seasons. With a fast and straightforward application that won’t impact your credit score, getting funded is stress-free.
We’re not just funding providers—we’re your trusted growth partners. Together, we’ll help your business move forward, exactly when it matters most.
Tailored Term Loans for
Sustainable Business Growth
Scaling a business shouldn’t feel like a solo mission. Our fixed-rate business term loans bring stability to your financial planning
perfect for companies seeking predictable payments and long-term momentum without the risks of variable rates.
Consistent Monthly Payments
Keep your budget in check with set monthly installments that simplify your financial roadmap. Whether you’re laying the groundwork or expanding operations, our terms align with your pace of growth.
Guidance from Experienced Advisors
Work directly with funding professionals who understand your challenges and goals. We help you navigate the process with clarity and recommend options that support your vision for expansion.
Clear, Simple Qualifications
We make applying fast and transparent. Businesses generating at least $400,000 annually with a credit score of 550 or higher can qualify through our streamlined online application—no guesswork, just straightforward access to funding.
Frequently Asked Questions
Answers to common questions about our funding process.
We offer a variety of funding options including working capital, equipment financing, expansion loans, and more—tailored to your business needs.
Most businesses receive funds within 24 to 48 hours after approval, depending on the type of financing and required documentation.
No—checking your offer won’t impact your credit score. A soft pull is used during the initial application.
Typically, we look for 6+ months in business, $10K+ in monthly revenue, and a credit score of 550 or higher—but we review each application individually.